Currency Converter
Rates are the euro foreign-exchange reference rates published by the European Central Bank once per working day, retrieved through the free Frankfurter API. They are mid-market reference rates for information only — banks, card networks and money-transfer services add their own spread or fees. For intraday prices use the live pair charts below.
Major Currency Pairs
EUR/USD
GBP/USD
USD/JPY
USD/CHF
Forex Cross Rates
Currency Strength Heatmap
Popular Currencies
Major Currencies
- USD - US Dollar
- EUR - Euro
- GBP - British Pound
- JPY - Japanese Yen
- CHF - Swiss Franc
Commodity Currencies
- AUD - Australian Dollar
- CAD - Canadian Dollar
- NZD - New Zealand Dollar
- NOK - Norwegian Krone
- ZAR - South African Rand
Emerging Markets
- CNY - Chinese Yuan
- INR - Indian Rupee
- BRL - Brazilian Real
- MXN - Mexican Peso
- TRY - Turkish Lira
Understanding Exchange Rates
What Affects Exchange Rates?
Exchange rates are influenced by multiple economic factors:
- Interest rate differentials between countries
- Inflation rates and purchasing power
- Economic growth and GDP performance
- Political stability and geopolitical events
- Trade balances and current account deficits
- Central bank policies and interventions
- Market sentiment and speculation
Currency Trading Sessions
Forex markets operate 24/5 across different trading sessions:
- Sydney Session: 10 PM - 7 AM GMT
- Tokyo Session: 12 AM - 9 AM GMT
- London Session: 8 AM - 5 PM GMT
- New York Session: 1 PM - 10 PM GMT
Highest volatility occurs during session overlaps, especially London-New York (1 PM - 5 PM GMT).
Reading Currency Quotes
Currency pairs show exchange rates between two currencies:
- Base Currency: First currency in the pair (EUR in EUR/USD)
- Quote Currency: Second currency in the pair (USD in EUR/USD)
- Exchange Rate: How much quote currency equals one unit of base currency
- Pip: Smallest price movement, typically 0.0001
Example: EUR/USD = 1.0850 means 1 Euro equals 1.0850 US Dollars.
Using the Converter
How the converter at the top of this page works:
- Enter an amount and pick the two currencies; the result updates as you type
- The swap button reverses the direction of the conversion
- Rates are the ECB’s daily reference rates, published around 16:00 CET on working days
- The table shows the same amount in the other major currencies
- For prices that move during the trading day, use the live pair charts and cross-rate table
Last reviewed on October 4, 2026. Converter rates are ECB reference rates and the charts show live indicative market prices; both are intended for general reference. Actual rates available from banks, brokers, and payment providers may differ. See our Disclaimer.